The Financial Crisis of 2011

Mutual funds are a relatively safe type of investment. Investors FastTrack suggests that individual investors and money managers invest primarily in mutual funds. Without meaning to trivialize the nation's serious problems, you can solve the your part of the crisis by using FastTrack to pick the right mutual funds.

FastTrack offers momentum trading models that do well, even in difficult markets, trading among large, well-managed mutual funds.

Relatively Safe Investments

Every investment has a levels of risk and return. In theory, the more risk an investor takes, the more return he can expect. Of all types investments, mutual funds most closely achieve expected ratio levels of risk and return. Indeed it is the task of the professional fund manager to maintain his risk/return ratio even it it means lower returns for his fund.

Paul Charbonnet,
Founding Partner

If you are ever unhappy with the quality of our services, I would like to hear from you personally at 866-295-0166

Investors FastTrack
PO Box 77577 (Zip 70879)
14490 Tiger Bend Road
Baton Rouge LA 70817

Not All Funds are Created Equal

There are funds which invest extensively in nontransparent derivatives including, but not limited to, options, futures, currencies, CMOs,  and credit swaps  which are difficult to understand and difficult to determine value. These funds should be avoided. Small positions in these derivative instruments are acceptable, and, when used properly, positively affect the risk/return ratios of a mutual fund. FastTrack will help you avoid these funds.

A recent disturbing development is the introduction of a large number of enhanced index open end and ETFs. The funds have very poor risk adjusted and DO NOT deliver on their implicit promises, that is, a 3x leveraged fund that endures 3x the volatility should have also have 3x performance. However, they don't come close in roller-coaster markets.

Mutual Fund Challenges

• There are more there are 27,000 funds priced by NASDAQ at the close of each market day. The great majority of these funds have poor risk-adjusted return . FastTrack will narrow the choices for you.

• Mutual fund prospectuses, required by government regulation, are unreadable and do not help in picking the "best" fund. FastTrack will help.

• Most fund companies want you to rely on their commissioned salesmen and advertisements.  FastTrack presents the real information you need to make decisions.

• Independent mutual fund advice is hard to evaluate. FastTrack will tell you who is a guru and who is a charlatan.

Your Personal Challenge

FastTrack techniques are not time-consuming. You just  pick a strategy, then follow it several times a year. FastTrack is not a get-rich-quick scheme. While FastTrack cannot get all of the money you have lost back you can begin the two-step recovery process with FastTrack

1. Retaining what you still have 

2. Appropriately investing in the future. 

We will Help You

The above 22+ year chart starting 9/1/1988 illustrates a simple FastTrack trading strategy (in red) that moves a small part of assets quarterly among the four funds (green, yellow, purple, Cyan) shown. These are all giant, popular, nonexotic, noload Vanguard funds:   S&P-500, Long US Treasuries, Small Cap, and Ginnie Mae Mortgage bonds. The result is a 13.33% gain annually for 22+ years. There were three down calendar years. The worst was 2000 with a -4.11% loss.  There was no market timing or money market involved in this portfolio. Virtually any four diverse Vanguard funds used in the same strategy produces good risk-adjusted returns. 

Technical detail: The red line is computed using the  FT Monthly Momentum Sharpe Model. This model favors conservative bond funds except when the more aggressive equity funds are in a long uptrend. This model trades 25% of assets monthly. The quarterly trading model (not shown) does well too.

What have you been Trading?

The chart below illustrates the same red FastTrack Model line from above vs. other well-known stock investments.:Pfizer, Apple, Citibank, Gold (the metal). The

FastTrack Model red line gives you very little opportunity to make the BIG mistake (Buy high, sell low). You sleep better at night. You trade monthly or quarterly . . . no tight timing or day-trading.

A Final Personal Comment

When I first started FastTrack, I was thinking market timing . . . It was 1988, a year after the October 1987 crash.  . . but timing proved difficult. Selection and diversification based on relative performance were much more reliable.

It took me many years to figure this out . . . yet every article I read about investing crowed about diversification.  The problem was those articles were talking about static holdings. Success requires dynamic allocation . . . moving you money around over time.

FastTrack techniques are only used by a few thousand subscribers . . . a small fraction of all investors.

This folks any other investors haven't figured out that

1. You have to use mutual funds.

2. The data has to be clean and dividend-adjusted

3. You have to have plenty of data.

 . . . and nobody has quantity and quality data like FastTrack!

It is all laid out here for you. Try my product! You will profit the years to come.

Paul Charbonnet, Founding Partner.